Debt Service Coverage Ratio: No-Income Mortgage Loan

Designed for Real Estate Investors

  • Qualify Based on Rental Income Only!

  • No Personal Income Needed to Qualify!

  • Interest Only Options Available!

  • Fund Into Corporation or LLC

  • No Pre-Pay Options

  • AirBnB's Allowed

Answer a Few Quick Questions and Speak with a DSCR Loan Specialist Today!

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Qualify Based on Rental Income Only!

The debt service coverage ratio is calculated by taking rental revenue and dividing it by the cost an owner has to pay for a property. Costs include the principle and interest of the loan, property taxes, insurance and HOA if applicable.

Some lenders require a ratio over 1.0 which means that the rental income is greater than the debt obligations. However we have no ratio options as well!

This lets you grow your portfolio much faster.

Call today for a free quote and consultation.

STEP 1

Apply Online or Call Directly

Find out how much home you can buy or discover how much you can save by refinancing.

STEP 2

Review Your Loan Options

Learn your learn exactly how much you qualify for, what your payments will be, and how soon you can get approved.

STEP 3

Get Loan Approval in 24 Hours

Get mortgage loan approval to move forward with your investment property.

Get In Touch

Todd Gorman - NMLS ID: 379724

Branch NMLS: 2484620

4883-B Ronson Court, San Diego, CA 92111

(866) 754-6376

License Info

Adaptive Mortgage Solutions, Inc

32 Eaglecreek, Irvine, CA 92618

Corp NMLS ID: 2022974

Approved State: AL, CA, FL, MO, OR, TX, VA, & WA


Adaptive Mortgage Solutions, Inc. an Equal Housing Lender.

Corporate Location: 32 Eaglecreek, Irvine, CA 92618

Please visit: NMLS Consumer Access for detailed licensing information.

Todd Gorman | NMLS #379724 | Adaptive Mortgage Solutions, Inc. (NMLS Lic. #2022974) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions. NMLS Consumer Access State Licenses: CA DFPI - 60DBO-119173 | CA DRE – 02126109 | FL - MBR4022 | OR - 202297 | TN – 2022974 | WA - CL-2022974