Qualify Based on Rental Income Only!
No Personal Income Needed to Qualify!
Interest Only Options Available!
Fund Into Corporation or LLC
No Pre-Pay Options
AirBnB's Allowed
The debt service coverage ratio is calculated by taking rental revenue and dividing it by the cost an owner has to pay for a property. Costs include the principle and interest of the loan, property taxes, insurance and HOA if applicable.
Some lenders require a ratio over 1.0 which means that the rental income is greater than the debt obligations. However we have no ratio options as well!
This lets you grow your portfolio much faster.
Find out how much home you can buy or discover how much you can save by refinancing.
Learn your learn exactly how much you qualify for, what your payments will be, and how soon you can get approved.
Get mortgage loan approval to move forward with your investment property.
Todd Gorman - NMLS ID: 379724
Branch NMLS: 2484620
4883-B Ronson Court, San Diego, CA 92111
(866) 754-6376
Adaptive Mortgage Solutions, Inc
32 Eaglecreek, Irvine, CA 92618
Corp NMLS ID: 2022974
Approved State: AL, CA, FL, MO, OR, TX, VA, & WA
Adaptive Mortgage Solutions, Inc. an Equal Housing Lender.
Corporate Location: 32 Eaglecreek, Irvine, CA 92618
Please visit: NMLS Consumer Access for detailed licensing information.
Todd Gorman | NMLS #379724 | Adaptive Mortgage Solutions, Inc. (NMLS Lic. #2022974) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions. NMLS Consumer Access State Licenses: CA DFPI - 60DBO-119173 | CA DRE – 02126109 | FL - MBR4022 | OR - 202297 | TN – 2022974 | WA - CL-2022974